Increasing credit growth, with a favorable performance of the production of new loans and customer funds in all geographies.
Loans and advances to customers (gross)
(Billion euros)
Customer funds
(Billion euros)
+18.1% (1)
+18.6% (1)
(1) At constant exchange rates: +22.4%.
(1) At constant exchange rates: +24.4%.
A detailed explanation about the Group's balance sheet and activity can be found in the Consolidated Annual Accounts, the Management Report and the Auditors´ Report.