The market remained upbeat in the final quarter of 2012, with the Ibex 35 gaining 6.0% over the quarter.
The BBVA share price appreciated by 13.9% in the quarter to €6.96 per share. Adjusted earnings per share stood at 0.63 euros per share.
In the financial sector, the Stoxx Banks and Euro Stoxx Bank indexes have posted quarterly rises of 10.5% and 10.6%, respectively.
| Share performance ratios | |
|---|---|
| P/E (Price/earnings ratio; times) | 21,5 | 
| Dividend yield (Dividend/price; %) | 6,0 | 
| The BBVA share | |
|---|---|
| Number of shareholders: | 1.012.864 | 
| Market capitalization (million euros): | 37.924 | 
BBVA earned €1,676 million in 2012, 44.2% down on the previous year, once real-estate provisioning in Spain was completed.
Gross income increased in all of the Group's business areas
									Capital:  | 
											
											   BIS II ratio 
											10,8%  | 
											
											   EBA ratio 
											>9%  | 
										
Liquidity:  | 
									
Total emissions in 2012: 14 billion euros  | 
										
Risks:  | 
										|
NPL ratio  5,1%  | 
											Coverage ratio  72%  | 
										
Efficiency:  | 
											Efficiency ratio 48,1%  | 
										
Income statement by business area.
								Emerging markets:  | 
											
												Invest to reap the benefits of growth
											  | 
										
Developed markets:  | 
											
												Priority focus on  profitability  | 
										
Group strategy:  | 
											
												Make the most of opportunities to strengthen the core business
											  | 
										
The BBVA ‘Tu solidaridad vale el doble’ (Your solidarity is worth twice as much) campaign ends with nearly €5 million raised.
BBVA Sustainability Indices.