Net attributable profit (loss) excluding non-recurring impacts (2)
5,069
85.7
2,719
4,270
The BBVA share and share performance ratios
Number of shares issued (million)
6,668
-
6,668
6,668
Share price (euros)
5.25
30,1
4.04
4.98
Adjusted earning (loss) per share (euros) (3)
0.71
101.4
0.35
0.58
Earning (loss) per share (euros) (3)(4)
0.67
n.s.
0.14
0.47
Book value per share (euros) (3)(4)
6.86
2.5
6.70
7.32
Tangible book value per share (euros) (3)(4)
6.52
7.8
6.05
6.27
Market capitalization (million euros)
35,006
30.1
26,905
33,226
Yield (dividend/price; %) (5)
2.6
4.0
5.2
Significant ratios (%)
Adjusted ROE (net attributable profit (loss)/average shareholders' funds +/- average accumulated other
comprehensive income) (2)
11.4
6.1
8.7
Adjusted ROTE (net attributable profit (loss)/average shareholders' funds excluding average intangible
assets +/- average accumulated other comprehensive income) (2)
12.0
6.5
9.3
Adjusted ROA (Profit (loss) for the year/average total assets) (2)
0.94
0.54
0.84
Adjusted RORWA (Profit (loss) for the year/average risk-weighted assets - RWA) (2)
2.01
1.16
1.69
Efficiency ratio
45.2
45.1
47.2
Cost of risk (6)
0.93
1.55
1.04
NPL ratio (6)
4.1
4.2
4.2
NPL coverage ratio (6)
75
82
75
Capital adequacy ratios (%)
CET1 fully-loaded
12.75
11.73
11.74
CET1 phased-in (7)
18.98
12.15
11.98
Total ratio phased-in (7)
17.24
16.46
15.92
Other information
Number of clients (million) (8)
81.7
4.2
78.4
75.6
Number of shareholders
826,835
(6.0)
879,226
874,148
Number of employees
110,432
(10,3)
123,174
126,973
Number of branches
6,083
(18.2)
7,432
7,744
Number of ATMs
29,148
(6.0)
31,000
32,658
General note: the results generated by BBVA USA and the rest of the companies in the United States sold to PNC on June 1, 2021, are presented in a single line as "Profit (loss) after
tax from discontinued operations".
(1) Excluding the assets and liabilities figures from BBVA USA and the rest of the companies in the United States sold to PNC on June 1, 2021, classified as non-current assets and liabilities held for sale (NCA&L) as of 31-12-20. The figures related to "Loans and advances to customers (gross)", "Deposits from customers" and "Total customer funds", including BBVA USA, would stand at €394,763m, €384,219m and €492,022m, respectively, as of 31-12-19.
(2) Non-recurring impacts include: (I) profit (loss) after tax from discontinued operations as of 31-12-21, 31-12-20 and 31-12-19; (II) the net costs related to the restructuring process as of 31-12-21; and (III) the net capital gain from the bancassurance operation with Allianz as of 31-12-20.
(3) For the adjusted earning (loss) per share and earning (loss) per share calculation the additional Tier 1 instrument remuneration is adjusted. As of 31-12-21, 112 million shares acquired within the share buyback program in 2021 were considered.
(4) The estimated number of shares pending from buyback as of December 31, 2021 of the first tranche approved by the BBVA Board of Directors in October 2021 (€1,500m), in process at the end of the year 2021, was included.
(5) Calculated by dividing shareholder remuneration over the last twelve months by the closing price of the period.
(6) Excluding BBVA USA and the rest of the companies in the United States sold to PNC on June 1, 2021.
(7) Phased-in ratios include the temporary treatment on the impact of IFRS 9, calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by the Regulation (EU) 2020/873.
(8) Excluding BBVA USA and the rest of the companies in the United States sold to PNC on June 1, 2021 and BBVA Paraguay.
