Shareholder Report
Results for January - September 2012

BBVA reports 9,000 million
euros
in operating income
over nine months, critical to absorbing loan-loss provisioning

The European financial sector made a notable recovery in the third quarter of 2012.


The BBVA share price rose 8.6% in the quarter to €6.11 per share and the dividend yield now stands at 6.9%.

Share performance ratios
P/E (Price/earnings ratio; times) 8,9
Dividend yield (Dividend/price; %) 7,5
The BBVA share
Number of shareholders: 1.007.410
Market capitalization (million euros): 32.901

BBVA paid a dividend of €0.10 per share using the "dividend option" formula in October.



During the first nine months of the year, BBVA's earnings amounted to €1,656 million. Operating income, which is critical to covering loan-loss provisions, came to €9,000m, 16.1% higher than in the same period of 2011.


Capital:
EBA ratio
>9%
BIS II
10,8%
BIS III (e) 2013
10,8%

Liquidity:
Issues:
6.7 billion
euros

Risks:
NPL ratio
4,8%
Coverage ratio
69%

Efficiency:
Efficiency ratio 47,4%


Income statement by business area.


Cuadro Diversificacion Geografica

banner_alertas
  • Earnings
    Growth in recurring revenues
  • Risks
    Risk indicators kept in check
  • Liquidity
    Strengthening of liquidity position
  • Solvency
    Good capitalization even in the most adverse scenarios
News highlights
premios_2012BBVA wins the Stevie award for Best Investor Relations Site at the International Business Awards.
The Bank of Spain has ratified that BBVA will not require additional capital even in the most adverse economic scenario.

 

BBVA Bancomer is joining the Momentum Project, a global initiative of the BBVA Group, which helps entrepreneurs develop business initiatives.

BBVA Sustainability Indices.

© Banco Bilbao Vizcaya Argentaria, S.A. 2012