Net attributable profit or (loss) excluding discontinued and corporate operations (2)
1,033
139.4
431
2,729
The BBVA share and share performance ratios
Number of shares (million)
6,668
-
6,668
6,668
Share price (euros)
4,43
51.8
2,92
4,04
Earning per share (3)
0,17
n.s.
(0,29)
0,14
Adjusted earning per share (euros) (2)(3)
0,14
193.0
0,05
0,35
Book value per share (euros)
6.80
4.8
6.49
6.70
Tangible book value per share (euros)
6.15
6.5
5.78
6.05
Market capitalization (million euros)
29.512
51.8
19.440
26.905
Yield (dividend/price; %) (4)
3.6
8.9
4.0
Significant ratios (%)
Adjusted ROE (net attributable profit or (loss)/average shareholders' funds +/- average accumulated other
comprehensive income) (2)
9.3
3.6
6.1
Adjusted ROTE (net attributable profit or (loss)/average shareholders' funds excluding average intangible
assets +/- average accumulated other comprehensive income) (2)
9.8
3.8
6.5
Adjusted ROA (Profit or (loss) for the year/average total assets) (2)
0.81
0.39
0.54
Adjusted RORWA (Profit or (loss) for the year/average risk-weighted assets - RWA) (2)
1.73
0.78
1.16
Efficiency ratio
44.7
42.9
45.1
Cost of risk (5)
1.17
2.54
1.55
NPL ratio (5)
4.3
4.0
4.2
NPL coverage ratio (5)
81
83
82
Capital adequacy ratios (%)
CET1 fully-loaded
11.88
10.84
11.73
CET1 phased-in (6)
12.20
11.08
12.15
Total ratio phased-in (6)
16.16
15.39
16.46
Other information
Number of clients (million)
79.8
1.9
78.3
80.6
Number of shareholders
869,378
(0.8)
876,785
879,226
Number of employees
122,021
(3.2)
126,041
123,174
Number of branches
7,254
(5.7)
7,694
7,432
Number of ATMs
30,747
(5.7)
32,275
31,000
General note: the results generated by BBVA USA and the rest of Group's companies in the United
States included in the sale agreement signed with PNC are presented in a single line of the Group's Income
Statements as "Profit/(loss) after tax from discontinued operations".
(1) Excluding the assets and liabilities figures from BBVA USA and the rest of
Group's companies in the United States included in the sale agreement signed with PNC classified as non-current
assets and liabilities held for sale (NCA&L) since 31-12-20. The figures related to "Loans and advances to customers
(gross)", "Deposits from customers" and "Total customer funds", including BBVA USA, would stand at 395,911 millions
of euros, 385,050 millions of euros and 481,488 millions of euros, respectively, as of 31-03-20.
(2) Excluding BBVA USA and the rest of Group's companies in the United States
included in the sale agreement signed with PNC as of 31-03-21, 31-12-20 and 31-03-20 and the net capital gain from
the bancassurance operation with Allianz as of 31-12-20.
(3) Adjusted by additional Tier 1 instrument remuneration.
(4) Calculated by dividing shareholder remuneration over the last twelve months by
the closing price of the period.
(5) Excluding BBVA USA and the rest of Group's companies in the United States
included in the sale agreement signed with PNC.
(6) Phased-in ratios include the temporary treatment on the impact of IFRS 9,
calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by
the Regulation (EU) 2020/873.
