BBVA Group main data

BBVA GROUP MAIN DATA (CONSOLIDATED FIGURES)

30-06-22 ∆% 30-06-21 31-12-21
Balance sheet (millions of euros)
Total assets 715,294 10.8 645,292 662,885
Loans and advances to customers (gross) 361,800 10.5 327,372 330,055
Deposits from customers 376,973 11.3 338,795 349,761
Total customer funds 523,672 9.7 477,418 496,954
Total equity 48,793 (2.3) 49,944 48,760
Income statement (millions of euros)
Net interest income 8,551 22.9 6,955 14,686
Gross income 11,509 12.2 10,259 21,066
Operating income 6,456 14.0 5,661 11,536
Net attributable profit (loss) 3,001 57.1 1,911 4,653
Adjusted net attributable profit (loss) (1) 3,203 37.6 2,327 5,069
The BBVA share and share performance ratios
Number of shares issued (million) 6,387 (4.2) 6,668 6,668
Share price (euros) 4.33 (17.2) 5.23 5.25
Adjusted earning (loss) per share (euros)(1)(2) 0.48 50.2 0.32 0.71
Earning (loss) per share (euros) (2) 0.45 74.4 0.26 0.67
Book value per share (euros) (3) 7.55 12.9 6.69 6.86
Tangible book value per share (euros) (3) 7.19 13.5 6.34 6.52
Market capitalization (million euros) 27,657 (20.7) 34,860 35,006
Dividend yield (dividend/price; %) (4) 7.2 1.1 2.6
Significant ratios (%)
Adjusted ROE (net attributable profit (loss)/average shareholders' funds +/- average accumulated other comprehensive income) (1) 14.1 10.4 11.4
Adjusted ROTE (net attributable profit (loss)/average shareholders' funds excluding average intangible assets +/- average accumulated other comprehensive income) (1) 14.8 11.0 12.0
Adjusted ROA (Profit (loss) for the period / average total assets - ATA) (1) 0.96 0.90 0.94
Adjusted RORWA (Profit (loss) for the period / average risk-weighted assets - RWA) (1) 2.03 1.90 2.01
Efficiency ratio 43.9 44.8 45.2
Cost of risk 0.81 1.00 0.93
NPL ratio 3.7 4.2 4.1
NPL coverage ratio 78 77 75
Capital adequacy ratios (%)
CET1 fully-loaded 12.45 14.17 12.75
CET1 phased-in (5) 12.56 14.37 12.98
Total ratio phased-in (5) 16.22 18.75 17.24
Other information
Number of clients (million) 85.1 7.2 79.4 82.2
Number of shareholders 821,537 (3.3) 849,605 826,835
Number of employees 112,465 1.0 111,322 110,432
Number of branches 6,062 (8.4) 6,617 6,083
Number of ATMs 29,504 0.9 29,248 29,148
  • (1) For more information, see Alternative Performance Measures at the end of this report.
  • (2) Adjusted by additional Tier 1 instrument remuneration. As of 30-06-22, the average number of shares acquired from the start of the share buyback program to June 30, 2022, was included, taking into account the redemption of shares carried out on June 15, 2022. As of 31-12-21, 112 million shares acquired from the start of the share buyback program to December 31, 2022 were included, and additionally, for the calculation of the earning (loss) per share, the estimated number of shares pending from buyback as of December 31, 2021 of the first tranche, in process at the end of that period, was included.
  • (3) As of 30-06-22, the shares acquired from the start of the share buyback program to June 30, 2022, are included, taking into account the redemption of shares carried out on June 15, 2022 and the shares pending from buyback corresponding to the second segment of the second share buyback tranche. As of 31-12-21, 112 million shares acquired from the start of the share buyback program to the end of the period and the estimated number of shares pending from buyback as of December 31, 2021 of the first tranche, in process at the end of that date, were included.
  • (4) Calculated by dividing the dividends paid in the last twelve months by the closing price of the period.
  • (5) Phased-in ratios include the temporary treatment on the impact of IFRS 9, calculated in accordance with Article 473 bis amendments of the Capital Requirements Regulation (CRR), introduced by the Regulation (EU) 2020/873.