Income statement
(Million euros at constant exchange rates)
South America | South America | Growth 12M11/12M10 | |
---|---|---|---|
South America | South America | ||
Net interest income | 3,164 | 760 | 31.6 |
Gross income | 4,457 | 786 | 21.4 |
Operating income | 2,415 | 351 | 17.0 |
Income before tax | 1,877 | 259 | 16.0 |
Net attributable profit | 1,007 | 141 | 16.2 |
1. Sound business activity in all geographies…
South America. Gross customer lending. Year-on-year change
(As at 31-12-11. Percentage at constant exchange rates)
![](../../images/charts/ExS_P18_1.png)
South America. On-balance-sheet customer funds. Year-on-year change
(As at 31-12-11. Percentage at constant exchange rates)
![](../../images/charts/ExS_P18_1b.png)
2. …leading to higher revenue. As result, BBVA achieves annual records for net interest income and gross income
South America. Net interest income
(Million euros at constant exchange rates)
![](../../images/charts/ExS_P18_2.png)
South America. Gross income
(Million euros at constant exchange rates)
![](../../images/charts/ExS_P19_1.png)
3. Ambitious growth plans for the region
South America. Operating costs
(Million euros at constant exchange rates)
![](../../images/charts/ExS_P19_2.png)
4. The best risk indicators in the Group
NPA and coverage ratios
(Percentage)
![](../../images/charts/ExS_P19_3.png)