BBVA’s operational risk profile is shown below by class of risk after assessing the risks, resulting in the following monetary distribution:
Chart 22. BBVA’s operational risk profile by class of risk after assessing the risks
![](../../images/Chart22.png)
The charts below show the distribution of historical operational losses by class of risk and country, revealing a concentration of losses as a result of the materialization of external fraud events and processes.
Chart 23. Distribution of historical operational losses by class of risk and country
![](../../images/Chart23.png)