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January - June 2012

January-March 2012

The following data stand out from Grupo BBVA’s results in the first half of 2012:

  • High earnings resilience.
  • Stable credit quality.
  • Favourable performance of net trading income.
  • Depreciation charges one-third of legal requirements for the year.
  • Adjusted net profit, before loan-loss provisions, of 2,374 million euros.

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Gross income

11,407

(million euros)

Net attributable profit

1,510

(million euros,
ex one-offs)

Core capital

35,924

(million euros)

Efficiency ratio

46.2%

EPS

0.29

(euros per share,
ex one-offs)

Core capital ratio

10.8%

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