BBVA Group highlights
BBVA Group highlights
(Consolidated figures)
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30-06-12 | Δ% | 30-06-11 | 31-12-11 |
|---|---|---|---|---|
| Balance sheet (million euros) |
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| Total assets | 622,359 | 9.4 | 568,705 | 597,688 |
| Customer lending (gross) | 368,986 | 3.8 | 355,526 | 361,310 |
| Deposits from customers | 274,285 | (1.5) | 278,496 | 282,173 |
| Other customer funds | 154,098 | 6.3 | 144,930 | 144,291 |
| Total customer funds | 428,383 | 1.2 | 423,426 | 426,464 |
| Total equity | 43,050 | 14.4 | 37,643 | 40,058 |
| Income Statement (million euros) |
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| Net interest income | 7,340 | 14.9 | 6,389 | 13,160 |
| Gross income | 11,407 | 9.4 | 10,425 | 20,566 |
| Operating income | 6,134 | 9.8 | 5,587 | 10,615 |
| Income before tax | 2,104 | (33.1) | 3,143 | 3,770 |
| Net attributable profit | 1,510 | (35.4) | 2,339 | 3,004 |
| Net attributable profit adjusted (1) | 2,374 | (5.1) | 2,501 | 4,505 |
| Data per share and share performance ratios |
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| Share price (euros) | 5.63 | (30.4) | 8.09 | 6.68 |
| Market capitalization (million euros) | 30,296 | (17.7) | 36,822 | 32,753 |
| Net attributable profit per share (euros) | 0.29 | (39.6) | 0.48 | 0.62 |
| Net attributable profit per share adjusted (euros) (1) | 0.45 | (12.5) | 0.52 | 0.93 |
| Book value per share (euros) | 8.00 | (5.9) | 8.50 | 8.35 |
| P/BV (Price/book value; times) | 0.7 | (29.6) | 1.0 | 0.8 |
| Significant Ratios (%) |
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| ROE (Net attributable profit/Average equity) | 7.4 |
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12.9 | 8.0 |
| ROE adjusted (1) | 11.6 |
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13.8 | 11.9 |
| ROTE (Net attributable profit/Average tangible equity) | 9.3 |
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17.4 | 10.7 |
| ROTE adjusted (1) | 14.6 |
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18.6 | 16.0 |
| ROA (Net income/Average total assets) | 0.61 |
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0.93 | 0.61 |
| ROA adjusted (1) | 0.90 |
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0.99 | 0.88 |
| RORWA (Net income/Average risk-weighted assets) | 1.11 |
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1.65 | 1.08 |
| RORWA adjusted (1) | 1.63 |
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1.75 | 1.55 |
| Efficiency ratio | 46.2 |
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46.4 | 48.4 |
| Risk premium | 1.80 |
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1.14 | 1.20 |
| NPA ratio | 4.0 |
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4.0 | 4.0 |
| NPA coverage ratio | 66 |
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61 | 61 |
| Capital adequacy ratios (%) |
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| Core capital | 10.8 |
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9.0 | 10.3 |
| Tier 1 | 10.8 |
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9.8 | 10.3 |
| BIS Ratio | 12.9 |
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12.8 | 12.9 |
| Other Information |
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| Number of shares (millions) | 5,382 | 18.2 | 4,552 | 4,903 |
| Number of shareholders | 1,044,129 | 10.3 | 946,306 | 987,277 |
| Number of employees (2) | 112,605 | 2.7 | 109,655 | 110,645 |
| Number of branches (2) | 7,485 | 0.8 | 7,427 | 7,457 |
| Number of ATMs (2) | 19,359 | 8.4 | 17,857 | 18,794 |