In business activity, in the United States customer lending showed a stable trend and customer deposits grew. Selective growth in certain loan portfolios continued to characterize the commercial effort in the area.
From the point of view of earnings, revenue continues to be very much influenced by the current interest rate environment and the regulations on fees and commissions; both expenses and provisions have fallen. As a result of the above, the net attributable profit stood at €95m in the first quarter of 2013.