Consolidated income statements for the years ended December 31, 2014, 2013 and 2012.
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|
Notes |
Millions of Euros |
2014 |
2013 (*) |
2012 (*) |
INTEREST AND SIMILAR INCOME |
36
|
22,838 |
23,512 |
24,815 |
INTEREST AND SIMILAR EXPENSES |
36
|
(8,456) |
(9,612) |
(10,341) |
NET INTEREST INCOME |
|
14,382 |
13,900 |
14,474 |
DIVIDEND INCOME |
37
|
531 |
235 |
390 |
SHARE OF PROFIT OR LOSS OF ENTITIES ACCOUNTED FOR USING THE EQUITY METHOD |
38
|
343 |
694 |
1,039 |
FEE AND COMMISSION INCOME |
39
|
5,530 |
5,478 |
5,290 |
FEE AND COMMISSION EXPENSES |
40
|
(1,356) |
(1,228) |
(1,134) |
NET GAINS (LOSSES) ON FINANCIAL ASSETS AND LIABILITIES |
41
|
1,435 |
1,608 |
1,636 |
Financial instruments held for trading |
|
11 |
540 |
653 |
Other financial instruments at fair value through profit or loss |
|
27 |
49 |
69 |
Other financial instruments not at fair value through profit or loss |
|
1,397 |
1,019 |
914 |
Rest |
|
- |
- |
- |
EXCHANGE DIFFERENCES (NET) |
|
699 |
903 |
69 |
OTHER OPERATING INCOME |
42
|
4,581 |
4,995 |
4,765 |
Income on insurance and reinsurance contracts |
|
3,622 |
3,761 |
3,631 |
Financial income from non-financial services |
|
650 |
851 |
807 |
Rest of other operating income |
|
308 |
383 |
327 |
OTHER OPERATING EXPENSES |
42
|
(5,420) |
(5,833) |
(4,705) |
Expenses on insurance and reinsurance contracts |
|
(2,714) |
(2,831) |
(2,646) |
Changes in inventories |
|
(506) |
(495) |
(406) |
Rest of other operating expenses |
|
(2,200) |
(2,507) |
(1,653) |
GROSS INCOME |
|
20,725 |
20,752 |
21,824 |
ADMINISTRATION COSTS |
43
|
(9,414) |
(9,701) |
(9,396) |
Personnel expenses |
|
(5,410) |
(5,588) |
(5,467) |
General and administrative expenses |
|
(4,004) |
(4,113) |
(3,929) |
DEPRECIATION AND AMORTIZATION |
44
|
(1,145) |
(1,095) |
(978) |
PROVISIONS (NET) |
45
|
(1,142) |
(609) |
(641) |
IMPAIRMENT LOSSES ON FINANCIAL ASSETS (NET) |
46
|
(4,340) |
(5,612) |
(7,859) |
Loans and receivables |
|
(4,304) |
(5,577) |
(7,817) |
Other financial instruments not at fair value through profit or loss |
|
(36) |
(35) |
(42) |
NET OPERATING INCOME |
|
4,684 |
3,735 |
2,950 |
IMPAIRMENT LOSSES ON OTHER ASSETS (NET) |
47
|
(297) |
(467) |
(1,123) |
Goodwill and other intangible assets |
|
(8) |
(14) |
(54) |
Other assets |
|
(289) |
(453) |
(1,069) |
GAINS (LOSSES) ON DERECOGNIZED ASSETS NOT CLASSIFIED AS NON-CURRENT ASSETS HELD FOR SALE |
48
|
46 |
(1,915) |
3 |
NEGATIVE GOODWILL |
18
|
- |
- |
376 |
GAINS (LOSSES) IN NON-CURRENT ASSETS HELD FOR SALE NOT CLASSIFIED AS DISCONTINUED OPERATIONS |
49
|
(453) |
(399) |
(624) |
OPERATING PROFIT BEFORE TAX |
|
3,980 |
954 |
1,582 |
INCOME TAX |
19
|
(898) |
16 |
352 |
PROFIT FROM CONTINUING OPERATIONS |
|
3,082 |
970 |
1,934 |
PROFIT FROM DISCONTINUED OPERATIONS (NET) |
49
|
- |
1,866 |
393 |
PROFIT |
|
3,082 |
2,836 |
2,327 |
Profit attributable to parent company |
|
2,618 |
2,084 |
1,676 |
Profit attributable to non-controlling interests |
30
|
464 |
753 |
651 |
|
Note |
Euros |
2014 |
2013 (*) |
2012 (*) |
EARNINGS PER SHARE |
5
|
|
|
|
Basic earnings per share |
|
0.44 |
0.36 |
0.30 |
Diluted earnings per share |
|
0.44 |
0.36 |
0.30 |
(*) Presented for comparison purposes only (Note 1.3).
The accompanying Notes 1 to 56 and Appendices I to XIII are an integral part of the consolidated income statement corresponding to the year ended December 31, 2014.