54. Other information

54.1 Environmental impact

Given the activities BBVA Group entities engage in, the Group has no environmental liabilities, expenses, assets, provisions or contingencies that could have a significant effect on its consolidated equity, financial situation and profits. Consequently, as of December 31, 2014, there is no item in the Group’s accompanying consolidated financial statements that requires disclosure in an environmental information report pursuant to Ministry of Economy Order JUS/206/2009 dated January 28, implementing new forms for the use of entities obliged to publish such information, and no specific disclosure of information on environmental matters is included in these financial statements.

54.2 Reporting requirements of the Spanish National Securities Market Commission (CNMV)

Dividends paid in the year

The table below presents the dividends per share paid in cash in 2014, 2013 and 2012 (cash basis dividend, regardless of the year in which they were accrued, but without including other shareholder remuneration, such as the “Dividend Option”).

See Note 4 for a complete analysis of all remuneration awarded to shareholders during 2014, 2013 and 2012:

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	2014			2013			2012
Dividends Paid (“Dividend Option” not included)	% Over Nominal	Euros per Share	Amount (Millions of Euros)	% Over Nominal	Euros per Share	Amount (Millions of Euros)	% Over Nominal	Euros per Share	Amount (Millions of Euros)
Ordinary shares	16%	0.08	471	41%	0.20	1,117	41%	0.20	1,029
Rest of shares	-	-	-	-	-	-	-	-	-
Total dividends paid in cash	16%	0.08	471	41%	0.20	1,117	41%	0.20	1,029
Dividends with charge to income	16%	0.08	471	41%	0.20	1,117	41%	0.20	1,029
Dividends with charge to reserve or share premium	-	-	-	-	-	-	-	-	-
Dividends in kind	-	-	-	-	-	-	-	-	-

Earnings and ordinary income by business segment

The detail of the consolidated profit for the year ended December 31, 2014, 2013 and 2012 for each operating segment is as follows:

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Profit Attributable by Operating Segments	Millions of Euros
	2014	2013 (*)	2012 (*)
Spain	1,028	589	1,186
Real Estate Activity in Spain	(876)	(1,252)	(4,068)
Eurasia	565	449	404
Mexico	1,915	1,802	1,687
South America	1,001	1,224	1,172
United States	428	390	445
Subtotal operating segments	4,062	3,201	826
Corporate Center	(1,444)	(1,117)	850
Profit attributable to parent company	2,618	2,084	1,676
Non-assigned income	-	-	-
Elimination of interim income (between segments)	-	-	-
Other gains (losses) (*)	464	753	651
Income tax and/or profit from discontinued operations	898	(1,882)	(745)
Operating profit before tax	3,980	954	1,582

(*) Profit attributable to non-controlling interests.

For the year ended December 31, 2014, 2013 and 2012 detail of the BBVA Group’s ordinary income for each operating segment, which is made up of the “Interest and similar income”, “Dividend income”, “Fee and commission income”, “Net gains (losses) on financial assets and liabilities” and “Other operating income”, is as follows:

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Ordinary Profit by Operating Segments	Millions of Euros
	2014	2013	2012
Spain	6,622	6,103	6,659
Real Estate	(132)	(38)	(79)
Eurasia	1,680	1,717	1,665
Mexico	6,522	6,194	5,751
South America	5,191	5,583	5,308
United States	2,137	2,047	2,198
Corporate Center and other adjustments	(664)	(210)	391
Adjustments and eliminations of ordinary profit between segments	(631)	(645)	(68)
Total Ordinary Profit BBVA Group	20,725	20,752	21,824

Issuances by market type

Changes in debt certificates (including bonds) and subordinated liabilities (see Note 21.3) in the year ended December 31, 2014, 2013 and 2012 by the type of market in which they were issued are as follows:

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Debt Certificates and Subordinated Liabilities 2014	Millions of Euros
	Balance at the Beginning	Issuances	Repurchase or Redemption	Exchange Differences and Other	Balance at the End
Debt certificates issued in the European Union	61,480	7,486	(13,187)	(271)	55,508
With information brochure	61,311	7,486	(13,187)	(271)	55,339
Without information brochure	169	-	-	-	169
Other debt certificates issued outside the European Union	13,199	4,264	(1,364)	584	16,683
Total	74,679	11,750	(14,551)	313	72,191

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Debt Certificates and Subordinated Liabilities 2013	Millions of Euros
	Balance at the Beginning	Issuances	Repurchase or Redemption	Exchange Differences and Other	Balance at the End
Debt certificates issued in the European Union	85,022	13,609	(37,011)	(140)	61,479
With information brochure	84,853	13,609	(37,011)	(140)	61,311
Without information brochure	169	-	-	-	169
Other debt certificates issued outside the European Union	13,049	2,324	(1,675)	(499)	13,199
Total	98,070	15,933	(38,686)	(639)	74,679

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Debt Certificates and Subordinated Liabilities 2012	Millions of Euros
	Balance at the Beginning	Issuances	Repurchase or Redemption	Exchange Differences and Other	Balance at the End
Debt certificates issued in the European Union	85,924	58,702	(71,644)	12,040	85,022
With information brochure	85,855	58,602	(71,644)	12,040	84,853
Without information brochure	69	100	-	-	169
Other debt certificates issued outside the European Union	11,425	3,538	(2,524)	610	13,049
Total	97,349	62,239	(74,167)	12,650	98,070

Interest and income by geographical area

The breakdown of the balance of “Interest and Similar Income” in the accompanying consolidated income statements by geographical area is as follows:

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Interest and Similar Income. Breakdown by Geographical Area	Millions of Euros
	2014	2013	2012
Domestic market	7,073	7,965	9,299
Foreign	15,765	15,547	15,516
European Union	369	523	757
Rest of OECD	9,492	7,999	8,193
Rest of countries	5,904	7,025	6,566
Total	22,838	23,512	24,815