January-September 2013



CIB’s performing loans as of 30-Sep-2013 have continued the downward trend mentioned in previous quarters, with a year-on-year decline of 7.3% and a quarterly fall of 0.9% to €48,245m. By geographical areas, Eurasia performed well, with a rise over the quarter of 3.2%, and the figures for South America have been positive in practically all the countries of the region.

Customer deposits under management have performed very well over recent months, closing September at €31,823m, with another quarterly rise of 1.1%, and year-on-year growth of 33.3%. It is important to note that this increase is closely linked to the diversification of the customer base, which results in greater stability.

These factors have led to further improvement in the liquidity gap of the Group’s wholesale business.