54. Other information

54.1 Environmental impact

Given the activities BBVA Group entities engage in, the Group has no environmental liabilities, expenses, assets, provisions or contingencies that could have a significant effect on its consolidated equity, financial situation and profits. Consequently, as of December 31, 2015, there is no item in the Group’s accompanying consolidated financial statements that requires disclosure in an environmental information report pursuant to Ministry of Economy Order JUS/206/2009 dated January 28, and consequently no specific disclosure of information on environmental matters is included in these financial statements.

54.2 Reporting requirements of the Spanish National Securities Market Commission (CNMV)

Dividends paid in the year

The table below presents the dividends per share paid in cash in 2015, 2014 and 2013 (cash basis dividend, regardless of the year in which they were accrued, but without including other shareholder remuneration, such as the “Dividend Option”). See Note 4 for a complete analysis of all remuneration awarded to shareholders during 2015, 2014 and 2013.

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	2015			2014			2013
Dividends Paid ("Dividend Option" not included)	% Over Nominal	Euros per Share	Amount (Millions of Euros)	% Over Nominal	Euros per Share	Amount (Millions of Euros)	% Over Nominal	Euros per Share	Amount (Millions of Euros)
Ordinary shares	16%	0.08	504	16%	0.08	471	41%	0.20	1,117
Rest of shares	-	-	-	-	-	-	-	-	-
Total dividends paid in cash	16%	0.08	504	16%	0.08	471	41%	0.20	1,117
Dividends with charge to income	16%	0.08	504	16%	0.08	471	41%	0.20	1,117
Dividends with charge to reserve or share premium	-	-	-	-	-	-	-	-	-
Dividends in kind	-	-	-	-	-	-	-	-	-

Earnings and ordinary income by business segment

The detail of the consolidated profit for the years ended December 31, 2015, 2014 and 2013 for each operating segment is as follows:

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Profit Attributable by Operating Segments	Millions of euros
	2015	2014 (*)	2013 (*)
Banking Activity in Spain	1,046	858	428
Real Estate Activity in Spain	(492)	(901)	(1,268)
Turkey	371	310	264
Rest of Eurasia	76	255	185
Mexico	2,090	1,915	1,802
South America	905	1,001	1,224
United States	537	428	390
Subtotal operating segments	4,533	3,867	3,025
Corporate Center	(1,891)	(1,249)	(941)
Profit attributable to parent company	2,642	2,618	2,084
Non-assigned income	-	-	-
Elimination of interim income (between segments)	-	-	-
Other gains (losses) (**)	686	464	753
Income tax and/or profit from discontinued operations	1,274	(898)	(1,882)
Operating profit before tax	4,603	3,980	954

(*) The balances for 2014 and 2013 have been restated to facilitate comparison with 2015 (see Note 1.3). (**) Profit attributable to non-controlling interests.

For the years ended December 31, 2015, 2014 and 2013 the detail of the BBVA Group’s ordinary income for each operating segment, which is made up of the “Interest and similar income”, “Dividend income”, “Fee and commission income”, “Net gains (losses) on financial assets and liabilities” and “Other operating income”, is as follows:

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Ordinary Profit by Operating Segments	Millions of euros
	2015	2014 (*)	2013 (*)
Banking Activity in Spain	6,804	6,621	6,103
Real Estate Activity in Spain	(16)	(220)	(111)
Turkey (**)	2,434	944	929
Rest of Eurasia	473	736	788
Mexico	7,069	6,522	6,194
South America	4,477	5,191	5,583
United States	2,652	2,137	2,047
Corporate Center	(212)	(575)	(137)
Adjustments and eliminations of ordinary profit between segments (***)	(318)	(632)	(645)
Total Ordinary Profit BBVA Group	23,362	20,725	20,752

(*) The balances for 2014 and 2013 have been restated to facilitate comparison with 2015 (see Note 1.3). (**) The information is presented under management criteria according to which the assets and liabilities of Garanti Group are integrated proportionally based on our 25.01% interest in Garanti until July 2015, since then, as a consequence of the acquisition of an additional 14.89% of Garanti; it is fully consolidated in the financial statements of the BBVA Group. (***) Includes adjustments made to take account of the fact that in the consolidated financial statements, Garanti is accounted for using the equity method instead of using management criteria referred to above.

Issuances by market type

Changes in debt certificates (including bonds) and subordinated liabilities (see Note 21.3 and 21.4) in the years ended December 31, 2015, 2014 and 2013 by the type of market in which they were issued are as follows:

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Debt Certificates and Subordinated Liabilities 2015		Millions of euros
	Balance at the Beginning	Acquisition of subsidiaries (*)	Issuances	Repurchase or Redemption	Exchange Differences and Other	Balance at the End
Debt certificates issued in the European Union	55,508	7,858	10,734	(17,255)	(626)	56,218
With information brochure	55,339	7,807	10,734	(17,255)	(623)	56,001
Without information brochure	169	51	-	-	(2)	218
Other debt certificates issued outside the European Union	16,683	7,199	5,975	(3,858)	56	26,055
Total	72,191	15,057	16,709	(21,113)	(569)	82,274

(*) €7,547 million and €7,510 million correspond to Catalunya Banc and Garanti Group issuances, both integrated into the Group’s balance during 2015. Download Excel

Debt Certificates and Subordinated Liabilities 2014		Millions of euros
	Balance at the Beginning	Acquisition of subsidiaries	Issuances	Repurchase or Redemption	Exchange Differences and Other	Balance at the End
Debt certificates issued in the European Union	61,480	-	7,486	(13,187)	(271)	55,508
With information brochure	61,311	-	7,486	(13,187)	(271)	55,339
Without information brochure	169	-	-	-	-	169
Other debt certificates issued outside the European Union	13,199	-	4,264	(1,364)	584	16,683
Total	74,679	-	11,750	(14,551)	313	72,191

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Debt Certificates and Subordinated Liabilities 2013		Millions of euros
	Balance at the Beginning	Acquisition of subsidiaries	Issuances	Repurchase or Redemption	Exchange Differences and Other	Balance at the End
Debt certificates issued in the European Union	85,022	-	13,609	(37,011)	(140)	61,479
With information brochure	84,853	-	13,609	(37,011)	(140)	61,311
Without information brochure	169	-	-	-	-	169
Other debt certificates issued outside the European Union	13,049	-	2,324	(1,675)	(499)	13,199
Total	98,070	-	15,933	(38,686)	(639)	74,679

Interest and income by geographical area

The breakdown of the balance of “Interest and Similar Income” in the accompanying consolidated income statements by geographical area is as follows:

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Interest and Similar Income. Breakdown by Geographical Area	Millions of euros
	2015	2014	2013
Domestic market	6,275	7,073	7,965
Foreign	18,506	15,765	15,547
European Union	387	369	523
Other OECD countries	13,666	9,492	7,999
Other countries	4,454	5,904	7,025
Total	24,782	22,838	23,512