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43. Fee and commission expenses

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The breakdown of the balance under this heading in the accompanying consolidated income statements is as follows:

Fee and Commission Expenses Millions of Euros
2011 2010 2009
Brokerage fees on lending and deposit transactions 4 5 7
Fees and commissions assigned to third parties 748 578 610
Credit and debt cards 609 449 410
Transfers and others payment orders 35 28 31
Securities dealing 16 16 21
Rest 88 85 148
Other fees and commissions 306 262 258
Total 1,058 845 875
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