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BBVA in 2012

Holdings in Industrial and Financial Companies

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This unit manages the portfolio of industrial and financial investments in companies operating in the telecommunications, media, electricity, oil, gas and financial sectors. Like Asset/Liability Management, it lies within the Group’s Finance Division.

BBVA applies strict requirements to this portfolio regarding risk-control procedures, economic capital consumption and return on investment, diversifying investments across different sectors. It also applies dynamic hedging and monetization management strategies to its holdings. In 2012 it invested €460m and divested €484m.

As of December 31, 2012, the market value of the holdings in the Industrial & Financial Companies portfolio is €2,811m.

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