Corporate & Investment Banking (CIB) embraces the Group’s wholesale businesses in all the geographical areas where it operates. The area develops products and services that provide added-value solutions for wholesale customers, i.e. large corporations and institutional investors, and retail (customers, i.e. SMEs, companies and institutions. These products include: global lending (financing activity), global transactional banking (transactional business), corporate finance (financial advice and investment banking) and global markets (trading and distribution business).