BBVA in 2012
Group financial information
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Group financial information
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Performance in 2012
BBVA Group
Business areas: Spain
Business areas: Eurasia
Business areas: Mexico
Business areas: South America
Business areas: The United States
Additional information: Corporate & Investment Banking
Group financial information
Group financial information
Earnings
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Global Risk Management: BBVA Group’s risk management function
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Integration of risks
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Credit risk
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Probability of default (PD)
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Exposure at default (EAD)
Credit risk in 2012
Exposure to the real-estate sector in Spain
Refinancing and restructuring operations
Expected losses
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Non-performing assets and risk premium
Structural risks
Structural interest-rate risk
Structural exchange-rate risk
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Market risk in 2012
Credit risk in market activities
Operational risk
Operational risk management framework
The Group’s operational risk profile
Operational risk capital
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Reputational risk
Risk management in non-banking activities
Insurance and fund administration activities
Real-estate business risk
Management of ESG risks
Business areas
Business areas
Spain
Definition of the area
Macroeconomic and industry trends
Management priorities
Activity
Earnings
Retail and Commercial Banking
Corporate & Investment Banking
Highlights
Eurasia
Definition of the area
Industry trends
Management priorities
Activity
Earnings
Highlights
Mexico
Definition of the area
Industry trends
Management priorities
Activity
Earnings
Commercial Banking
Consumer Finance Unit
Government & Corporate Banking
Corporate & Investment Banking (CIB)
Insurance business
Highlights
South America
Definition of the area
Industry trends
Management priorities
Activity
Earnings
Argentina
Chile
Colombia
Peru
Venezuela
Panama
Paraguay
Uruguay
Insurance
The United States
Definition of the area
Industry trends
Management priorities
Activity
Earnings
Highlights
Corporate Activities
Definition of the aggregate
Earnings
Asset/Liability Management
Holdings in Industrial and Financial Companies
Additional information: Corporate & Investment Banking
Definition
Industry trends
Management priorities
Activity
Earnings
Corporate finance
Equity Capital Markets
Corporate Lending
Project Finance
Structured Trade Finance
Global Transactional Banking
Global Markets
Supplementary information
Consolidated time series
BBVA Group branch network
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